Vehicles & Haulage
Whether you’re running a fleet, or you're an owner operator, if your vehicles are off the road your business is not earning money. Our range vehicle and haulage insurance solutions offer you the breadth of cover to match your business needs.
For many companies the single greatest risk of death or serious injury is whilst driving. With the Corporate Manslaughter Act having come into force in 2008, it has more impact on fleet operators than any other legislation. Getting the right cover is business critical. We have a 40 year proven track record for getting the the right cover at best possible terms, whilst also managing claims to a speedy conclusion to ensure you get back on the road as soon as possible.
We offer competitive solutions for private vans and for small or large fleets, with cover designed to reflect the way you use your vehicles. Helping you to find the right deal for the best possible price, we will search a range of open market options for your commercial vehicle insurance, as well as offering access to exclusive scheme arrangements.
Whatever your haulage requirements are, from vehicles, liability, goods in transit and property, we’ll take the time to understand your business. With policies designed to compliment one another, our range of products help make sure that you don’t have any gaps in cover. Calling upon our expertise and long standing industry relationships we'll design and insurance solution to fit your business specific needs. Our cover can include the following specialist haulage covers:
- Motor vehicles
- Contingency cover for sub-contractors
- Hazardous goods
- Personal accident and illness
Top Up Fleet GAP
If a vehicle from your fleet is stolen or written off, it is likely that your motor insurer will only pay the current market value for your vehicle. This amount could be less than what is needed for you to purchase a similar vehicle or cover the outstanding amount on the finance agreement. Top Up Fleet GAP will pay the difference between the motor insurer's settlement figure and the outstanding amount owed to the finance company; or 25% of the motor insurer's total loss settlement figure.