Coronavirus: Government support for businesses

23 March 2020

The Chancellor has set out a package of temporary, timely and targeted measures to support public services, people and businesses through this period of disruption caused by COVID-19.

To find out more, visit:

Whilst the package outlines support which will be encouraging for businesses, it does however reiterate our guidance that most businesses are unlikely to be covered by their insurance:


Businesses that have cover for both pandemics and government-ordered closure should be covered, as the government and insurance industry confirmed on 17 March 2020 that advice to avoid pubs, theatres etc is sufficient to make a claim as long as all other terms and conditions are met.

Insurance policies differ significantly, so businesses are encouraged to check the terms and conditions of their specific policy and contact their providers. Most businesses are unlikely to be covered, as standard business interruption insurance policies are dependent on damage to property and will exclude pandemics."

Should there be Government intervention to change the insurance position for businesses we will update you as soon as possible.

E G Murray are committed to supporting your business through this difficult period, so please do keep up-to-date with our communications and get in touch with your Account Manager if you need assistance.

Antony Murray

Chartered Insurance Broker, ACII

Office Phones:

  • 9:00 am - 4:00 pm Monday to Friday
  • Closed lunchtime 12:00 pm - 1:00 pm

Please contact your Account Manager by phone or email.

We would encourage you not to visit our office for everyone's safety.