Care

Comprehensive insurance cover designed for the unique challenges faced by a range of care organisations, going beyond what's expected

We understand the unique needs of Care organisations:

Children's services

• Care and day centres
• Community and youth organisations
• Counselling and therapy services
• Education, literacy and training services (not ‘conventional’ schools and colleges)
• Nurseries
• Playgroups and out-of-school clubs
• Rehabilitation
• Respite care providers

Vulnerable adult services

• Adult placements/assisted living
• Care and day centres
• Community organisations
• Counselling and therapy services
• Domiciliary care
• Education, literacy and training services
• Rehabilitation
• Respite care providers
• Shelters and refuges
• Supported living

Insurance solution

Our insurance solutions are designed to protect against the unique risks that care organisations like yours face, such as abuse, breach of professional duty, medical malpractice, and volunteers.

The coverage available can be customised to suit your organisation's specific needs, which generally fall into the three areas of risk below:

• Responsibilities to third parties - Public and products liability, Professional liability, Management liability, Entity defence
• Protection of assets - Property, Business interruption, Fidelity, Cyber risks, Legal expenses
• Responsibility as an employer - Employers liability, Employment law protection, Employees personal accident